It’s about the numbers. Have 6-12 months of living expenses saved, see if the app has a clear path to replacing your salary, then and only then give it a go. Might be worth talking to a financial advisor to map this out.
It’s all about risk management. Yes, most startups don't hit it big, but diversifying income streams and proper financial planning go a long way. For some, the potential reward outweighs the comfort of a steady paycheck. Different strokes for different folks.
Haha, tell me about it. As an accountant, I can confirm you're lucky if people even act within a zipcode of rationality. We've got rules, guidelines, deadlines... and yet Karen from sales still thinks we can process her expense reports from a year ago 'real quick'.