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Hey guys, I'm new here. Bought a 'new' phone off an auction site that's turned out to be a total fake. Paid via Bank transfer... Is there anything I can do to get my money back?!
Submitted 1 year, 1 month ago by newbie_nooberson
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Contact your bank, but hard truth is bank transfers are pretty much final. For future reference, look for indications that a phone might be fake - physical cues, cheap price, no warranty, stuff like that. It's easy to get conned in the tech world. ALWAYS be suspicious of deals that seem too good to be true.
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Bank transfers are tricky. Still, there may be a glimmer of hope. Your bank might be able to reverse the payment IF the recipient hasn't withdrawn or dispatched the funds, which is unlikely. On the flip side, you could be held liable if reversing the transfer causes account holder's fund to go into negative. Tough spot but worth a shot. Contact your bank ASAP.
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Well, you've learned a harsh lesson but there might be some hope. Contact your bank immediately and tell them what's happened. Some banks can help with fraudulent activities if it's reported timely. Going forward, NEVER pay by bank transfer unless you're dealing with a trusted individual or organisation.